Deposit documents
Smart 8
Interest payments are paid monthly. Not capitalized.

Currency: USD
Term: 36 months
Annual percentage rate: 8%
How to open: in the Bank's branches
Payment of percent: monthly
Minimum deposit amount: 200 USD
Top-up option: For the first 6 (six) months from the date of registration of the "Bank Deposit Agreement," it is possible to make additional contributions to the deposit amount in the amount of at least 200 US dollars.
Possibility of partial withdrawal: not provided
Possibility of early deposit closure: upon early termination of the contract, interest on the deposit is paid in the following order:
a) for 1 month - 0%
b) from 2 to 12 months - 5% per annum.
c) 24 months out of 13 months - 7% per annum
d) more than 24 months - 8% per annum
*Acceptance of foreign currency (in US dollars) is carried out in cash or by re-registration of funds of individuals in deposit accounts of the Universalbank JSCB system.
Deposits are protected in accordance with the Law "On Guarantees of Protection of Deposits in Banks".
Calculate your income
The calculation of the calculator is preliminary. You can find out personal conditions after completing the application.

Subscribe to the Telegram channel of Universalbank

Universalbank
Download the mobile app!