Joint-Stock Commercial Bank Universalbank was founded in 2001.

‘Universalbank carries out the main types of banking operations, including private and corporate banking, investment banking, international money transfers, as well as consulting and information services.

Universalbank is active in the corporate and retail segments. The use of advanced banking technologies, flexible tariffs, and an individual approach to clients' business peculiarities contribute to the rapid growth of the bank's financial performance and its success.

At present, the bank has entered a new stage of development, which includes expanding the range of services, developing new modern banking products in accordance with market requirements and improving the quality of customer service.

JSCB ‘Universalbank’ has only 7 branches in Fergana region, Namangan region, Tashkent city and Zangiata district.

The fundamental principle in the activities of JSCB ‘Universalbank’ is maximum convenience and flexibility in customer service.

Among the current strategic priorities of the banking group of JSCB ‘Universalbank’ are effective management of assets and liabilities in order to increase profits, systematic growth of the loan portfolio with a focus on the quality of borrowers, increasing commission income, attracting more funds in the loan capital market, further development of settlement business and remote service channels.

JSCB Universalbank is a member of the Association of Banks of Uzbekistan and the National Association of Investment Institutions.

According to the report of the international rating agency ‘Fitch Ratings’ for the end of 2021, the long-term issuer default rating is confirmed at the level of ‘B-’ with the forecast ‘Stable.’’