Term: 18 months

Annual percentage rate: 7.5%

Capitalization of accrued interest: not provided

Minimum deposit amount: 200 USD

Top-up option: available, during the first 12 months 

Possibility of partial withdrawal: not provided

In case of early termination of the agreement, interest payments are recalculated:

for 12 months - 4%,

from 13 months to 18 months - 5% 

Deposits held for a full 18 months are replenished at the rate of 7.5% per annum.

The amount of interest previously paid on the demanded amount of the contribution is subject to recalculation and is deducted from the amount of the main contribution.

*Acceptance of foreign currency (in US dollars) is carried out in cash or by re-registration of funds of individuals in deposit accounts of the JSCB "Universal bank" system.