Term: 18 months
Annual percentage rate: 8.5%
Capitalization of accrued interest: not provided
Minimum deposit amount: 500 USD
Top-up option: available, until the processing of the deposit agreement
Possibility of partial withdrawal: not provided
In case of early termination of the agreement, interest payments are recalculated:
up to 1 month - 0%,
from 2 to 12 months - 3%,
from 13 months to 18 months - 5% 
Deposits held for a full 18 months are replenished at the rate of 8.5% per annum.
The amount of interest previously paid on the demanded amount of the contribution is subject to recalculation and is deducted from the amount of the main contribution.
 
*Acceptance of foreign currency (in US dollars) is carried out in cash or by re-registration of funds of individuals in deposit accounts of the JSCB "Universal bank" system.