Requirements to the borrower:

Business entities (enterprises and organisations with legal entity status)

Credit currency:

National currency of the Republic of Uzbekistan - sum

Loan amount:

Up to 600 million soums

Loan purpose:

- For replenishment of working capital;

- for acquisition of fixed assets;

- for construction and repair;

- for payment for works and services performed;

Loan term:

- For acquisition of fixed assets:

Up to 36 months with a grace period of up to 6 months;

- to replenish working capital

- for construction and repair

- for payment for work and services performed

up to 36 months with a grace period of up to 3 months;

Interest rate on the loan:

32% per annum

The interest rate on the loan may be reduced depending on the financial position of the client.

Form of granting: cash

Required documents:

- loan application;

- constituent documents, charter, certificate, information on the founders and management of the company, minutes of the meeting on obtaining a loan and providing collateral;

- business plan;

- balance sheet, report on financial results according to Form 1, Form 2;

- collateral documents;

Loan collateral:

Not less than 125% of the loan amount, liquid property, insurance policy and other types of collateral meeting the bank's requirements.

* For loans granted to persons related to the bank, a 130% pledge is accepted.

Loan repayment procedure:

The repayment of the loan and accrued interest shall be made by annuity and differentiated payment method in accordance with the procedure and on the terms and conditions established by the loan agreement.

Additional conditions:

* the borrower wishing to obtain a loan must carry out activities for at least 3 (three) months;

* the borrower must not be engaged in activities prohibited by law;

* the borrower must have a positive credit history.