Term: 36 months

Annual percentage rate: 8%

Capitalization of accrued interest: not provided

Minimum deposit amount: 500 USD

Top-up option: available, during the first 6 months 

Possibility of partial withdrawal: not provided

In case of early termination of the agreement, interest payments are recalculated:

up to 1 month - 0%,

from 2 to 24 months - 5%,

from 25 to 36 months - 7%,

Deposits held for a full 36 months are replenished at the rate of 8 % per annum.

The amount of interest previously paid on the requested amount of the contribution is subject to recalculation and is deducted from the amount of the main contribution.

*Acceptance of foreign currency (in US dollars) is carried out in cash or by re-registration of funds of individuals in deposit accounts of the JSCB "Universal bank" system.