Term: 18 months

Annual percentage rate: 6.5%

Capitalization of accrued interest: not provided

Minimum deposit amount: 1000 USD

Top-up option: available, during the first 6 months 

Possibility of partial withdrawal: not provided

If the depositor demands the full amount of their deposit early, the interest is paid at 5% per annum.

For deposits fully maintained for a full 18 months, interest is calculated and paid at an annual rate of 6.5%.

The amount of interest previously paid on the requested amount of the contribution is subject to recalculation and is deducted from the amount of the main contribution.

*Acceptance of foreign currency (in US dollars) is carried out in cash or by re-registration of funds of individuals in deposit accounts of the JSCB "Universal bank" system.