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Autoloan - Comfortable

Open the doors of comfort - with our auto loan, your perfect car will become a reality faster and easier

Interest rate: 

With a initial fee of 25% to 50%:

up to 36 months - 32%

Up to 60 months - 34%

For the initial fee of more than 50%:

up to 36 months - 30%

up to 60 months - 32%

 

Loan term - up to 60 months (a grace period of 3 months may be granted)

 

Loan amount - up to 75% of the value of the automobile established in the delivery contract

 

Purpose of the credit - for the purchase of automobiles of the brand:

- all models of KIA

- all models of CHERY

- all models of LADA

 

For the purchase of all types of foreign-made automobiles up to 75% of the value of the automobile.

 

Loan security

Primary security: Purchased automobile. This purchased automobile is accepted as security for the amount not less than 125% of the loan amount.

 

Temporary security of loan obligations (until notarial or bank independent execution of the loan pledge agreement of the main security) - insurance policy of the risk of non-repayment of the loan and interest of the insurance organisation.

 

Required documents:

  • identity document, 

  • contract for supply of car, 

  • certificate of the client's salary for the last year.

Additional conditions - The client who applied for the loan must be continuously employed at his current place of work for at least 6 months, 50% of the average monthly pure income of the borrower must be sufficient to cover the maximum monthly loan amount.



 

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