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Mortgage credit lending

Universalbank provides mortgage loans for the following purposes:

  • Erection and reconstruction of an individual residential building;
  • Purchase of an individual apartment house or apartment in a residential apartment building.


Lending terms


Loan amount:

Up to 3000-fold MRZP (site)

Up to 2500-fold MRZP (flat)


Credit term:

Up to 10 years, depending on the type of mortgage loan

(Except for young families).


An initial fee:

25% of the cost of housing, erect, reconstructed or purchased at the expense of a mortgage.


The loan is granted to citizens of the Republic of Uzbekistan over the age of 21 and with an experience of at least 12 months.

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