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Personal banking

The consumer loan at Universalbank is your new financial opportunity to implement the most daring plans.

Universalbank provides consumer loans for the acquisition of the following goods and services produced on the territory of the Republic of Uzbekistan:

– furniture;

– household, electronic and office equipment;

– building materials and plumbing;

– Air tickets and tour packages.

Consumer loans are issued only in a non-cash form in the national currency (sum) by transferring the loan amount to the seller’s account of the goods / services.


Lending terms:

Loan amount:

Up to 200 times the size of the MRZP.

Credit term:

Up to 2 years.

Repayment of a loan

It is made monthly by equal payments, by:

  • Payment in cash at the Bank’s cash desk;
  • Transfers from wages with withholding taxes (except for young families and loans for education);
  • Transfers from the deposit account;
  • Payment on a plastic card (the presence of the owner of the card is obligatory).


Only citizens of the Republic of Uzbekistan over the age of 18 who have a permanent residence permit at the place of registration of a loan can receive a consumer credit.

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